Address
762 5th Ave, Brooklyn,
New York 11232
Welcome to our Commercial Insurance page at Royal Service Pro. Understanding the unique risks your business faces, we offer a comprehensive suite of commercial insurance solutions designed to provide robust protection. Our goal is to safeguard your business assets, employees, and operations from potential risks and liabilities, ensuring your peace of mind and business continuity.
1. Business Owners Package
The Business Owners Package (BOP) combines essential insurance coverages into a single, convenient package tailored for small and medium-sized businesses. It typically includes property insurance, general liability, and business interruption insurance, offering a holistic solution that addresses the primary risks businesses face.
Comprehensive Coverage
Combines multiple policies, providing broad protection.
Cost-Effective
More affordable than purchasing individual coverages separately.
Convenience
Simplifies insurance management with one package
Customizable
Tailored to fit the unique needs of your business
Business Interruption Protection
Covers loss of income during unexpected closures
Liability Protection
Safeguards against claims of property damage or bodily injury
// FAQs
Frequently Asked Questions
What is included in the Business Owners Package?
A BOP typically includes property insurance, general liability, and business interruption coverage.
Is a Business Owners Package right for my business?
BOP is ideal for small to medium-sized businesses looking for comprehensive coverage in a cost-effective package.
Can I customize my Business Owners Package?
Yes, BOPs can be customized to meet specific needs and risks of your business.
2. Commercial Auto
Commercial Auto Insurance from Royal Service Pro provides essential coverage for businesses utilizing vehicles. This insurance is vital for protecting against liabilities and damages associated with business vehicle operations, from small cars to large fleets.
Liability
Physical damage
Motor Truck Cargo
Non Trucking Liability
Trailer Interchange
Occupational Accident
Liability Protection
Covers damages if your business vehicle is involved in an accident
Damage Coverage
Includes repair costs for your vehicles after an accident
Flexibility
Policies can be customized to cover different vehicle types and uses
Compliance
Ensures your business meets state insurance requirements
Financial Security
Protects against potentially crippling costs from accidents
Business Continuity
Minimizes disruptions in your operations post-accident
// FAQs
Frequently Asked Questions
What does Commercial Auto Insurance cover?
It covers vehicle damage, liability in accidents, and, optionally, goods in transit
Is Commercial Auto Insurance mandatory?
It's legally required for business-owned vehicles and ensures compliance with state laws.
Can I customize my policy?
Yes, policies can be tailored to your business's specific needs.
3. Commercial Property
Commercial Property Insurance by Royal Service Pro offers vital protection for business properties. This insurance covers buildings, equipment, inventory, and other property assets against damage or loss due to events like fire, theft, or natural disasters, ensuring your business’s physical foundation is safeguarded.
Asset Protection
Safeguards your business's physical assets
Risk Mitigation
Covers losses from unforeseen events like fires or theft
Business Continuity
Helps quickly recover from property damage
Customizable Coverage
Tailor your policy to specific business needs
// FAQs
Frequently Asked Questions
What does Commercial Property Insurance cover?
It covers the physical assets of a business, including buildings, equipment, and inventory.
Is Commercial Property Insurance mandatory?
While not legally mandatory, it's crucial for protecting your business investments.
4. Commercial General Liability
Commercial General Liability Insurance from Royal Service Pro is essential for protecting your business against legal and financial risks. This coverage safeguards against claims of bodily injury, property damage, and advertising injury caused by your business operations or products.
Legal Protection
Defense against lawsuits for bodily injuries or property damage
Financial Security
Covers potential legal fees and settlement costs
Broad Coverage
Wide-ranging protection for various business risks
Risk Management
Helps manage and mitigate potential liabilities
Business Reputation
Assists in protecting your business's reputation during lawsuits
Operational Peace of Mind
Enables focus on business without worry about liability risks
5. Professional Insurance
Professional Insurance, also known as Professional Liability or Errors and Omissions Insurance, provided by Royal Service Pro, is crucial for businesses offering professional services. This insurance protects against claims of negligence, errors, or omissions in the services provided, safeguarding your business from legal and financial repercussions.
Negligence Protection
Covers claims alleging negligence in your professional services
Legal Defense Costs
Assists with legal expenses in defending a claim
Reputation Management
Helps maintain your business reputation during a claim
Financial Loss Coverage
Protects against financial losses due to lawsuits
6. Directors & Officers
Directors & Officers Insurance, offered by Royal Service Pro, is essential for safeguarding the personal assets of corporate directors and officers. It protects them from personal losses if they are sued for alleged wrongful acts while managing a company.
Individual Protection
Shields personal assets of directors and officers from lawsuits
Legal Expense Coverage
Assists with legal costs related to defending against claims
Attract Top Talent
Helps attract and retain qualified executives with the promise of protection
Reputation Management
Supports in upholding the reputation of individuals and the company
7. Commercial Umbrella
Commercial Umbrella Insurance provided by Royal Service Pro offers an extra layer of liability protection by covering costs that exceed your other liability policy limits. Ideal for businesses seeking additional security in today’s litigious environment.
Extended Coverage
Provides additional liability coverage beyond primary insurance limits
Financial Security
Protects against significant claims that can impact business finances
Versatile Protection
Covers a broad range of scenarios and risks
Risk Management
A key part of a comprehensive risk management strategy
8. Workers’ Compensation
Workers’ Compensation Insurance provided by Royal Service Pro is a mandatory coverage that protects employees who get injured or sick at work. It covers medical expenses, lost wages, and rehabilitation costs, ensuring both employee welfare and employer protection against lawsuits.
Employee Protection
Ensures employees are covered for work-related injuries or illnesses
Legal Compliance
Meets state-mandated insurance requirements
Lawsuit Protection:
Reduces the risk of lawsuits from injured workers
Financial Stability
Manages the financial risks of employee injuries
Enhanced Employee Relations
Demonstrates a commitment to employee safety and well-being
Efficient Claim Handling
Streamlines the process of managing and settling claims
9. Disability
Disability Insurance from Royal Service Pro provides financial support to employees who are unable to work due to a disabling illness or injury. This coverage helps with income replacement, ensuring employees can maintain their standard of living during their recovery period.
Income Protection
Offers financial security for employees during disability
Employee Welfare
Demonstrates care for employee well-being
Business Continuity
Helps maintain workforce stability
Tax Benefits
Potential tax advantages for the employer
Flexible Options
Variety of coverage levels and terms
Morale Booster
Increases employee morale and loyalty
At Royal Service Pro, we believe in building a strong safety net for your business. Our Commercial Insurance services are tailored to meet the diverse needs of various industries, offering coverage that includes general liability, property insurance, workers’ compensation, and more. We work closely with you to assess your specific risks and customize policies that fit your business model. Our team of experts is here to guide you through the insurance process, from policy selection to claims handling, ensuring a smooth and hassle-free experience. Trust us to be your reliable partner in protecting what you’ve worked hard to build.