Welcome to our Commercial Insurance page at Royal Service Pro. Understanding the unique risks your business faces, we offer a comprehensive suite of commercial insurance solutions designed to provide robust protection. Our goal is to safeguard your business assets, employees, and operations from potential risks and liabilities, ensuring your peace of mind and business continuity.
The Business Owners Package (BOP) combines essential insurance coverages into a single, convenient package tailored for small and medium-sized businesses. It typically includes property insurance, general liability, and business interruption insurance, offering a holistic solution that addresses the primary risks businesses face.
Combines multiple policies, providing broad protection.
More affordable than purchasing individual coverages separately.
Simplifies insurance management with one package
Tailored to fit the unique needs of your business
Covers loss of income during unexpected closures
Safeguards against claims of property damage or bodily injury
A BOP typically includes property insurance, general liability, and business interruption coverage.
BOP is ideal for small to medium-sized businesses looking for comprehensive coverage in a cost-effective package.
Yes, BOPs can be customized to meet specific needs and risks of your business.
Commercial Auto Insurance from Royal Service Pro provides essential coverage for businesses utilizing vehicles. This insurance is vital for protecting against liabilities and damages associated with business vehicle operations, from small cars to large fleets.
Covers damages if your business vehicle is involved in an accident
Includes repair costs for your vehicles after an accident
Policies can be customized to cover different vehicle types and uses
Ensures your business meets state insurance requirements
Protects against potentially crippling costs from accidents
Minimizes disruptions in your operations post-accident
It covers vehicle damage, liability in accidents, and, optionally, goods in transit
It's legally required for business-owned vehicles and ensures compliance with state laws.
Yes, policies can be tailored to your business's specific needs.
Commercial Property Insurance by Royal Service Pro offers vital protection for business properties. This insurance covers buildings, equipment, inventory, and other property assets against damage or loss due to events like fire, theft, or natural disasters, ensuring your business’s physical foundation is safeguarded.
Safeguards your business's physical assets
Covers losses from unforeseen events like fires or theft
Helps quickly recover from property damage
Tailor your policy to specific business needs
It covers the physical assets of a business, including buildings, equipment, and inventory.
While not legally mandatory, it's crucial for protecting your business investments.
Commercial General Liability Insurance from Royal Service Pro is essential for protecting your business against legal and financial risks. This coverage safeguards against claims of bodily injury, property damage, and advertising injury caused by your business operations or products.
Defense against lawsuits for bodily injuries or property damage
Covers potential legal fees and settlement costs
Wide-ranging protection for various business risks
Helps manage and mitigate potential liabilities
Assists in protecting your business's reputation during lawsuits
Enables focus on business without worry about liability risks
Professional Insurance, also known as Professional Liability or Errors and Omissions Insurance, provided by Royal Service Pro, is crucial for businesses offering professional services. This insurance protects against claims of negligence, errors, or omissions in the services provided, safeguarding your business from legal and financial repercussions.
Covers claims alleging negligence in your professional services
Assists with legal expenses in defending a claim
Helps maintain your business reputation during a claim
Protects against financial losses due to lawsuits
Directors & Officers Insurance, offered by Royal Service Pro, is essential for safeguarding the personal assets of corporate directors and officers. It protects them from personal losses if they are sued for alleged wrongful acts while managing a company.
Shields personal assets of directors and officers from lawsuits
Assists with legal costs related to defending against claims
Helps attract and retain qualified executives with the promise of protection
Supports in upholding the reputation of individuals and the company
Commercial Umbrella Insurance provided by Royal Service Pro offers an extra layer of liability protection by covering costs that exceed your other liability policy limits. Ideal for businesses seeking additional security in today’s litigious environment.
Provides additional liability coverage beyond primary insurance limits
Protects against significant claims that can impact business finances
Covers a broad range of scenarios and risks
A key part of a comprehensive risk management strategy
Workers’ Compensation Insurance provided by Royal Service Pro is a mandatory coverage that protects employees who get injured or sick at work. It covers medical expenses, lost wages, and rehabilitation costs, ensuring both employee welfare and employer protection against lawsuits.
Ensures employees are covered for work-related injuries or illnesses
Meets state-mandated insurance requirements
Reduces the risk of lawsuits from injured workers
Manages the financial risks of employee injuries
Demonstrates a commitment to employee safety and well-being
Streamlines the process of managing and settling claims
Disability Insurance from Royal Service Pro provides financial support to employees who are unable to work due to a disabling illness or injury. This coverage helps with income replacement, ensuring employees can maintain their standard of living during their recovery period.
Offers financial security for employees during disability
Demonstrates care for employee well-being
Helps maintain workforce stability
Potential tax advantages for the employer
Variety of coverage levels and terms
Increases employee morale and loyalty
At Royal Service Pro, we believe in building a strong safety net for your business. Our Commercial Insurance services are tailored to meet the diverse needs of various industries, offering coverage that includes general liability, property insurance, workers’ compensation, and more. We work closely with you to assess your specific risks and customize policies that fit your business model. Our team of experts is here to guide you through the insurance process, from policy selection to claims handling, ensuring a smooth and hassle-free experience. Trust us to be your reliable partner in protecting what you’ve worked hard to build.